联邦直接补贴/无补贴贷款
财政援助办公室
All eligible students may apply for the Federal Direct Subsidized/Unsubsidized Loan for up to the amount shown on their financial aid offer.
如何申请
1. 申请贷款金额
Request your Federal Direct Subsidized/Unsubsidized Loan amount online through Hamline's WorkDay by following the steps below:
- 登录你的 Workday 帐户并选择“财务”图标
- Select Accept/Decline Award found in the bottom right:
- 完整的学术单位为新葡新京app
- 选择奖学金资助年度
- Decide how much of your Federal Direct Subsidized/Unsubsidized Loan you wish to borrow for the academic year:
- Under the Decision field, select Accept, Accept Partial, or Decline. 所有显示的条款都必须这样做.
- 如果您选择Accept Partial, you will need to indicate the dollar amount that you would like to accept. Keep in mind that you will need to accept the same dollar amount in each academic term listed. Any eligibility not accepted here will be repackaged in an Offered Status at a later date, if you wish.
- Select "Done."
- Do not make an online adjustment to a loan that you have previously accepted, as this may inadvertently reduce your loan differently than expected.
- If you would like to reduce the loan amount that you have accepted for the fall 2022 term or later, 请填写 2022-2023贷款修改申请表.
2. 填写一张主本票
新葡新京娱乐场app下载的首次借贷者必须这样做 在studentaid上完成一个新的MPN.gov. You will need your FSA ID to sign in and complete the MPN. Please pay attention to the different types of loan MPNs.
3. 入学咨询
首次借款人必须填写一份 有补贴/无补贴贷款入学辅导 online. The average Hamline 本科 student Federal Direct Subsidized/Unsubsidized loan debt is $23,829. The average Hamline Master and Doctorate student Federal Direct Subsidized/Unsubsidized loan debt is $29,573. 你可以使用 助学贷款模拟器.gov 以确定您的估计贷款支付.
4. 学生贷款年度确认书(可选)
The 每年学生贷款通知书 is for student and parent borrowers who are accepting Federal Subsidized/Unsubsidized Loans, 家长PLUS贷款, 或为新葡新京娱乐场app下载/专业学生提供PLUS贷款. It will take around 10 minutes to complete the Acknowledgement. 在年度学生贷款范围内. Borrowers can view how much they currently owe in loans, their progress toward aggregate loan and grant limits (if applicable), 并访问围绕智能借阅的内容, 利率, and payments.
In order to fill out the Acknowledgement, you will need your Verified FSA ID.
If this is your first time accepting a federal student loan, you are acknowledging that you understand your responsibility to repay your loan. You will also need to know the school name, the degree name, and the field of academic program.
如果你已经有联邦学生贷款, you are acknowledging that you understand how much you owe and how much more you can borrow.
Loan fees
The loan fee is a processing fee the lender takes out from the loan prior to each disbursement sent to Hamline. For loans with a first disbursement paid to Hamline between October 1, 2020年和9月30日, 2025, the fee is 1.申请金额的057%.
有补贴*与无补贴*
*贷款补贴
- 仅限本科生, 学士学位阶段后的, 在线完成学士学位, 本科证书, 执照学生
- 贷款金额依收入而定(以需要为基础)
- 在还款期内免息
- Repayment starts six months after student drops below half-time status
-
Interest rate for loans disbursed July 1, 2023 through July 1, 2024 is 5.50%
-
Interest rates for loans disbursed July 1, 2024 through July 1, 2025 is 6.533%
未受资助的贷款
- 适用于本科生, 学士学位阶段后的, 在线完成学士学位, 本科证书, licensure, masters, 毕业证书, 还有博士生
- 贷款金额不以收入为依归(不以需要为依归)
- Interest starts once loan has been paid to the student
- Interest can be paid while in school or student can wait until repayment starts (talk to loan servicer for info about in-school payments)
- Repayment starts six months after student drops below half-time status
-
本科 interest rate for loans disbursed July 1, 2023 through July 1, 2024 is 5.50%
-
本科 interest rate for loans disbursed July 1, 2024 through July 1, 2025 is 6.533%
-
Graduate and doctorate interest rate for loans disbursed July 1, 2023 through July 1, 2024 is 7.05%
-
Graduate and doctorate interest rate for loans disbursed July 1, 2024 through July 1, 2025 is 8.083%
按学生类别划分的年度及总贷款限额
| Year | 自费本科生* | 独立本科生* | Master, 毕业证书, 还有博士生 |
|---|---|---|---|
| First year | 5,500美元，包括最高3,500美元的补贴** | 9,500美元，包括最高3,500美元的补贴** | 未受资助的20500美元 |
| Second year | 6,500美元，包括最高4,500美元的补贴** | 10,500美元，包括最高4,500美元的补贴** | 未受资助的20500美元 |
| 第三年及**年之后的每一年 | 7,500元，包括最高5,500元的资助** | 12,500美元，包括最高5,500美元的补贴** | 未受资助的20500美元 |
| 补贴* * /未受资助的 贷款期限限制 |
31,000美元，包括最高23,000美元的补贴** | 57,500美元，包括最高23,000美元的补贴** |
138,500美元，包括最高65,500美元的补贴 The graduate debt limit INCLUDES loans received from undergrad. |
*Online bachelor's degree completion follow the undergraduate aggregate loan limits
**Time limitation (150%): Students can only receive subsidized loans for 150% of the published length of the borrower's educational program (assuming the borrower hasn't reached their annual or aggregate limit listed above). For example, a student in a four year program can only receive subsidized loans for six years at most. 请在 联邦学生援助网站 了解更多信息.
* * *学士学位阶段后的学生, including initial teaching licensure not in the MAT program, 第三年遵循本科贷款限额.
To learn more about student loan repayment, please visit the 偿还学生贷款 页面上的“管理贷款”选项卡 StudentAid.gov.
注册状态
| 项目类型 | 注册状态 | 信贷需求 |
|---|---|---|
| 本科, 学士学位阶段后的, 在线完成学士学位, and teaching licensure | Half-time* | 每学期至少6学分 |
| Full-time | 每学期至少12学分 | |
| State grant | 每学期至少修满15学分才能获得全额奖励 | |
| Master, 毕业证书, and doctorate programs | Half-time | 每学期至少4学分 |
| Full-time | 每学期至少8学分 |
Half-time status is a requirement for all federal and some alternative student loans. Only courses required for your program count in the financial aid enrollment status.
