联邦直接父母加贷款

In order to fill out the Acknowledgement, you will need your Verified FSA ID.

如果这是你第一次接受联邦学生贷款, you are acknowledging that you understand your responsibility to repay your loan. You will also need to know the school name, the degree name, and the field of academic program.

如果你已经有联邦学生贷款, you are acknowledging that you understand how much you owe and how much more you can borrow.

1. 申请贷款金额

申请家长PLUS贷款，请填写 联邦在线直接家长贷款申请(学生援助).政府). 作为家长，你需要 在studentaid上创建一个帐户.政府 并使用您的FSA ID用户名和密码登录. 的 parent applying for the PLUS loan would need to fill out the Loan Amount Requested and Loan Period. Please be prepared to enter the amount of the loan you desire to borrow. 如果您选择了“最大值”或“未知金额”选项, we will contact you to confirm in writing with us the amount you intend to borrow. 这可能会大大延迟贷款的处理. 的 Loan Period is the Start and End Dates of the academic period for which the loan is intended.

2. 完成一张主本票(MPN)

First time Hamline Federal Direct Parent PLUS borrowers and borrowers that require an endorser must complete a Master Promissory Note for each of your dependent students (studentaid.政府). Parents will need to sign in with their username and password used on the FAFSA. 登录时, please make sure to use the information for the parent who is applying for the Parent PLUS loan. If the student logs into the site and tries to sign the MPN, it will result in an error. For questions about Federal Direct Parent PLUS Master Promissory Note or approval status, 联系贷款中心1-800-557-7394.

3. 可选:年度学生贷款确认

的 年度学生贷款确认书(助学金).政府) is for student and parent borrowers who are accepting Federal Subsidized/Unsubsidized 贷款, 家长PLUS贷款, 或为新葡新京娱乐场app下载/专业学生提供PLUS贷款. It will take around 10 minutes to complete the Acknowledgement. 在年度学生贷款确认书内, borrowers are able to view how much they currently owe in loans, their progress toward aggregate loan and grant limits (if applicable), 并且可以访问有关智能借贷的内容, 利率, 和支付.

的 Federal Direct Parent PLUS loan is flexible and allows a parent to decide how much to borrow. Repayment begins within 60 days after the full amount borrowed for a school year has been disbursed (around April 1 for a full-year loan). 然而, parents may request that repayment be delayed until 6 months after the student graduates or is no longer enrolled at least half-time. To request this deferment, parents must contact their loan servicer. A letter identifying the loan servicer is mailed from Direct 贷款 upon the first disbursement. Loan servicer information is also available within seven to 10 days from the first disbursement on studentaid.政府 using the parent borrower’s information and FSA ID and Password. 的 minimum monthly payment on a 联邦直接父母加贷款 on a standard repayment plan is $50 per month.